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Credit Counseling And Debt Consolidation Article
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Credit Card Counseling And Debt Consolidation
from:Have you ever had one of those days where bill collectors were getting on your nerves and you didn't know what to do? You though, "if I had a credit card on hand, it would take care of my debt problems!" And then you probably thought "…if only I applied for a credit card."
I am going to provide you with a small list of the cheapest credit cards available (in terms of annual fees and interest rates), as well as some credit debt consolidation counseling.
The rate of interest on a credit card is one of the chief factors you should focus on when considering a credit card. High rates of interest can lead to higher bills, which is why you should always look for cards with the lowest rates, especially if you plan to transfer debt to the card.
Citi® Platinum Select® Card, for instance, offers 0% APR for nine months, and 9.49 APR after the introduction period. Chase Platinum Visa®/MasterCard®, a comparable competitor card, offers 0% APR for six months and as low as 8.74 APR after the introduction trial.
Discover® Platinum Cards each offer 0% Introductory APR for 6 or 12 months with fees as low as 7.99% after the introductory period has ended. And AT&T even has its own card now. AT&T Universal Platinum MasterCard® offers 0% APR for 12 to 15 months with a 9.49 APR after the introductory period.
Citi, in addition to their Citi® Platinum Select® Card, has a variety of credit cards that offer various rates. Some of their cards may offer a cash back program, which provides you a source of debt consolidation.
Citi® Driver's Edge® Platinum Select offers 0% APR for 12 months and even allows you to earn 5% rebates on purchases for nine months and then 1% thereafter. Citi® Dividend Platinum Select® offers 0% APR for 9 months and you can earn 5% cash back at supermarkets, drugstores, and gas stations. You can earn an additional 1% on all other purchases.
No matter which credit card company you choose, you should sign on with their cheapest credit card with the cheapest interest rates for consolidating debt.
Credit Counseling And Debt Consolidation News
Why Should I Use A Non Profit Debt Consolidation Program? (PIZZAHEROS)
The idea of a non profit debt consolidation program should be to help the consumer become educated about how credit works and provide counseling to help them handle their finances. They also provide services to lower the existing debt and work with creditors to lower your monthly payments.
Read more...Debt Free League Announces Partnership With Debt Elimination Book Author to Help Consumers and Small Businesses Avoid ... (PRWeb via Yahoo! News)
Debt Free League partners with author Victor N. Chevalier to provide free debt elimination book that educates consumers and small businesses on how to avoid bankruptcy through little known, highly-effective debt reduction solutions. The joint venture also seeks to identify how the debt settlement debt management procedure excels over bankruptcy, consolidation, and credit counseling.
Read more...Nonprofit Organization Credit Counseling Debt Consolidation (PIZZAHEROS)
The first man function of a nonprofit debt consolidation company is debt consolidation. This is important because many people will often have many different credit cards and different debt associated with each particular card.
Read more...Scam involves debt-consolidation services offering information (Salem Statesman Journal)
SALEM — The Better Business Bureau is warning consumers of bogus debt-consolidation or counseling services. Residents in Oregon and southwest Washington have reported getting phone calls from solicitors pushing such services.
Read more...How to escape the debt hole (Dallas Morning News)
The holidays are over, but for many consumers, the headaches are just beginning as the bills start to flow in. Tackle them now, because many experts say 2009 will be a tough year, especially for those who are debt-laden.
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